Temporary Changes to FDIC Deposit Insurance Coverage

Bank Leumi USA (“BLUSA”) is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010, the following accounts at BLUSA are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

These BLUSA accounts are included in the Transaction Account Guarantee Program:

• Personal Checking
• Personal Checking Plus
• Basic Banking (IL and NY)
• Business Checking
• Business Checking Plus
• Preferred Corporate Checking (Account Analysis)
• International Business Checking
• IOLA

All other deposit accounts at BLUSA, an FDIC-insured institution, are insured up to $250,000 per depositor through December 31, 2013, except for offshore (Cayman) and IBF accounts which are not FDIC-insured.

On January 1, 2014, the FDIC standard coverage limit will return to $100,000 for all deposit categories except IRAs and certain retirement accounts, which will continue to be insured up to $250,000 per owner. For additional details, please click here.